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SaaS Quick Ratio Calculator

Measure your growth efficiency

Monthly recurring revenue from new customers
Additional revenue from existing customer upgrades
Revenue lost from customers who cancelled
Revenue lost from existing customer downgrades
Understanding

What is SaaS Quick Ratio?

The SaaS Quick Ratio measures growth efficiency by comparing how much revenue you are adding versus how much you are losing. It reveals whether your growth is sustainable or if high churn is masking underlying problems.

Key Terms
Quick Ratio

The ratio of revenue gained (new + expansion) to revenue lost (churn + contraction), measuring the overall efficiency of your growth.

New MRR

Monthly recurring revenue from first-time customers who subscribed during the measurement period.

Expansion MRR

Additional monthly recurring revenue from existing customers who upgraded or expanded their subscriptions.

Churned MRR

Monthly recurring revenue lost from customers who completely cancelled their subscriptions.

Contraction MRR

Monthly recurring revenue lost from existing customers who downgraded to a lower-priced plan without fully cancelling.

Formulas Used
Quick Ratio
Quick Ratio = (New MRR + Expansion MRR) ÷ (Churned MRR + Contraction MRR)

A ratio above 4 is excellent, above 2 is good, above 1 means you are growing, and below 1 means you are shrinking.

How it works

Three steps.No guesswork.

01

Enter your MRR components

Input your new MRR, expansion MRR, churned MRR, and contraction MRR for the period.

02

Calculate the ratio

The calculator divides revenue gains by revenue losses to produce your SaaS Quick Ratio.

03

Evaluate growth quality

See whether your growth is efficient and sustainable or overly dependent on new customer acquisition.

Use cases

Built for founderswho move fast.

SaaS leadership teams

Monitor whether revenue growth is coming from healthy sources or masking retention problems.

Investor due diligence

Demonstrate growth quality by showing strong quick ratio alongside top-line MRR growth.

Retention strategy

Identify whether churn or contraction is the bigger drag on your growth efficiency.

Deep dive

What the SaaS Quick Ratio tells you

The SaaS Quick Ratio measures growth efficiency by comparing revenue gained to revenue lost. The formula is: (New MRR + Expansion MRR) / (Churned MRR + Contraction MRR). A higher ratio means you are adding revenue much faster than you are losing it.

Mamoon Hamid of Kleiner Perkins popularized a benchmark of 4:1 as the mark of a healthy SaaS company. This means for every dollar lost, four dollars are gained. Companies below 1:1 are shrinking, and those between 1:1 and 2:1 are growing but struggling with retention.

The quick ratio is especially useful because raw MRR growth can be misleading. A company growing MRR by 10% monthly might look healthy, but if that growth depends entirely on new sales while churning 8% of existing revenue, the underlying business is fragile.

FAQ

Common questionsanswered.

What is a good SaaS Quick Ratio?+
A ratio of 4:1 or higher is considered excellent. Between 2:1 and 4:1 is acceptable for growing companies. Below 1:1 means you are losing revenue faster than you are gaining it.
How is this different from net MRR growth?+
Net MRR growth shows the absolute change, while the quick ratio shows the relationship between gains and losses. Two companies can have the same net growth but very different quick ratios.
How do I improve my quick ratio?+
Either increase the numerator (more new and expansion revenue) or decrease the denominator (less churn and contraction). Reducing churn often has the biggest impact because it improves both sides.

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